Manage and control assigned loan portfolio to ensure it is at an acceptable level of risk and generates an appropriate return by
Researching, preparing and verifying comprehensive credit applications that align with documented guidelines as set out in Roynat’s guidelines and policies
Exercising sound credit judgment based on thorough due diligence and analysis
Monitoring all assigned accounts to ensure conformity to terms and conditions, as stipulated in credit authorizations with timely financial statement reviews
Promptly identifying and resolving deteriorating credit quality and participating (as necessary) in the resolution of problem loan situations
Developing a good working relationship with respective Risk Management partner(s) and establishing a communication and feedback process for credit presentations