Roles and Responsibilities

O Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio.

O Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organisation needs and regulatory framework

o Evaluate the financial status of the borrower & assess the credit worthiness of the companies by analysing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision purpose.

O Analyze the legal, compliance and market-risk-related issues involved in the lending process.

O Ensure collection of post disbursal docs & reduction in partly disbursed cases.

O Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level.

O Manage credit buying...