Role Summary  

Senior data science leader who owns the strategy, roadmap, and delivery of the machine-learning and statistical models that power our consumer lending business. You will lead the development of credit risk models for underwriting and portfolio risk decisioning, while also overseeing models across fraud risk, marketing response and propensity, customer lifecycle management, collections prioritization, account management, and pricing, line, and offer optimization. This is a hands-on, technically fluent leadership role: you will set analytical standards, build validation-ready and well-documented models, mentor and grow a team of data scientists and ML practitioners, and partner with credit, fraud, marketing, and collections leaders who own policy and business strategy. You are the modeling and data science authority who turns data into reliable, governed, production-grade models. 

Key Responsibilities