Citi is looking for a Credit Officer to play a pivotal role in shaping sound credit decisions that directly influence the performance and growth of our small business and commercial lending portfolio. In this role, you will serve as a recognized subject matter authority, partnering closely with bankers and cross-functional teams to assess complex credit requests and deliver clear, risk-informed recommendations. You will also lead and mentor a team of 6 to 8 credit professionals, making this an exceptional opportunity to combine deep analytical expertise with meaningful people leadership.

**Responsibilities**

+ Lead, mentor, and develop a team of 6 to 8 Credit Analysts, providing guidance, supporting performance, and fostering a high-quality underwriting culture.
+ Assess and underwrite commercial credit requests for new and existing clients, taking ownership of credit decisions that comply with risk policy standards and internal guidelines.
+ Prepare comprehensi...