The Credit Specialist is responsible for supporting credit risk management, account review, credit policy execution, and exposure monitoring across the customer lifecycle. This role evaluates customer credit risk, supports credit decisioning, and helps minimize bad debt exposure while balancing customer experience and operational efficiency. Credit Risk Assessment & Decisioning
Review customer accounts and assess credit risk Perform credit evaluations and account reviews Apply credit policies and procedures consistently Recommend credit limits, deposits, and payment terms Monitor high‑risk accounts and exposure Credit Policy Execution
Support implementation of credit policies Monitor credit policy effectiveness Ensure consistent policy application Identify policy gaps and improvement opportunities Monitor credit exposure and delinquency trends Identify high‑risk segments and accounts Escalate high‑risk situations Operational Support